See monthly and annual costs before buying anywhere. Adjust mileage, prices, and incentives in seconds. Get a full breakdown and export results for records.
| Scenario | Annual miles | Fuel price | City MPG | Highway MPG | Insurance |
|---|---|---|---|---|---|
| Balanced commute | 12,000 | $3.60 | 48 | 44 | $1,450 |
| Highway heavy | 15,000 | $3.80 | 45 | 47 | $1,550 |
| Urban short trips | 9,000 | $3.40 | 52 | 41 | $1,300 |
Hybrid ownership cost is dominated by three buckets: financing or cash cost, depreciation, and energy. Depreciation is often the largest single component because market value drops fastest in early years. The estimator spreads the expected loss in value across your ownership years to produce an annualized figure, which makes comparisons between trims and purchase timings easier. Example: a 3,000,000 price with 45% residual over five years implies roughly 330,000 per year depreciation, before energy and fees.
Hybrids can use gasoline only, or a mix of gasoline and grid energy if they are plug‑in models. The calculator splits annual miles into hybrid miles and electric miles using your electric‑miles percent. Gas gallons are computed from a weighted combined efficiency based on city share and highway share. Electric energy is computed from kWh per 100 miles and your local price per kWh. At 15,000 miles and 35% electric, energy cost swings with pump and kWh prices.
Small changes in APR or term can shift total annual cost noticeably. A longer term reduces the monthly payment but increases total interest paid, which can inflate annual cost when you average payments across the year. If you plan to pay cash, the estimator lets you enter a conservative annual return rate to reflect opportunity cost. Use a real APR quote; moving 10% to 14% on a 2,000,000 balance can add annual interest.
Insurance, maintenance, registration, tires, and parking vary widely by region and driving pattern. Use recent bills or quotes rather than national averages, then model a range by running the tool twice. Maintenance can be lower for hybrids because of regenerative braking, but tires may wear faster with higher curb weight and instant torque in some electrified designs. Model ranges by rerunning with low and high insurance values.
The results block reports monthly and annual totals, plus cost per mile, so you can align the estimate with your budget and commute. Cost per mile is useful for comparing to ride‑hailing, company mileage reimbursement, or keeping an older vehicle. Exporting CSV supports scenario tracking, while the PDF snapshot is convenient for lenders, partners, or planning files.
Yes. Set electric miles percent to 0 and leave electricity fields at defaults. The estimate will then use gasoline efficiency, fuel price, depreciation, and your annual ownership expenses.
Use recent resale listings for similar model years, then pick a conservative percent for your planned ownership duration. Shorter ownership usually means higher uncertainty, so avoid optimistic assumptions.
Hybrids often achieve better MPG in city traffic due to regenerative braking and engine shutoff. A higher city share increases the weight of the city MPG in the combined efficiency calculation.
If you expect to install charging equipment, add it to one‑time fees. For planning, you can spread the cost by increasing ownership years or by adding an annualized amount to maintenance.
Run scenarios with low, medium, and high fuel prices, then average the results or keep a range. This is usually more realistic than assuming one fixed price.
It is a useful benchmark, but reimbursement policies may exclude depreciation or include only operating costs. Compare both monthly total and per‑mile outputs to match your use case.
Important Note: All the Calculators listed in this site are for educational purpose only and we do not guarentee the accuracy of results. Please do consult with other sources as well.