Credit Score Impact Estimator Calculator

Preview score changes before applying for new credit. Tune balances, inquiries and payments with sliders. Plan smarter, avoid surprises, and track progress confidently now.

Estimator Inputs

Enter your current score and planned actions. The estimate is a range because scoring models and lender rules vary.

Common range is 300–850.
Balances ÷ limits across revolving lines.
After paydown, spending, or limit changes.
Each inquiry may reduce scores temporarily.
New accounts can reduce average age.