Estimate settlement ranges using clear, detailed financial inputs. Apply caps, fees, and liens with ease. Compare low, expected, and high outcomes on charts today.
| Scenario | Past Medical | Future Medical | Past Wages | Future Wages | Multiplier | Fault | Net (approx.) |
|---|---|---|---|---|---|---|---|
| Moderate injury | $25,000 | $35,000 | $12,000 | $40,000 | 2.5 | 10% | $190,000 |
| Minor injury | $6,000 | $2,000 | $1,500 | $0 | 1.2 | 0% | $12,000 |
| Severe injury | $80,000 | $200,000 | $35,000 | $250,000 | 4.0 | 20% | $780,000 |
Settlement valuation begins with documented economic losses and then applies structured adjustments. This calculator separates past medical bills, projected future care, wage loss, property damage, and other out-of-pocket expenses. These inputs form the economic foundation, while non-economic estimates, interest, and negotiated reductions create a realistic settlement range for planning. Use the exports to store assumptions and revisit updates as new bills, wage records, or offers appear.
Economic damages include past items plus the present value of future medical and wage components. You can inflate future medical using a medical inflation rate and future wages using a wage growth rate over a selected period. If present value is enabled, the adjusted future total is discounted using PV = FV ÷ (1 + r)^t, helping align long-horizon costs with today’s dollars.
Non-economic damages can be modeled using a multiplier or a per-diem approach. The multiplier may apply to total economic damages or to medical costs only, depending on your selection. The per-diem method multiplies a daily rate by impact days. If needed, enable a non-economic cap so the estimate reflects statutory or policy constraints.
After gross damages are calculated, the tool applies comparative fault and a negotiation discount to represent shared responsibility and settlement pressure. Coverage limits can be modeled as a manual cap or as layered limits from primary and umbrella coverage. Attorney fees can be flat or tiered and can be calculated from the settlement used or from gross after deductible, followed by costs, liens, and optional taxes.
Charts translate assumptions into decision support. The scenario chart compares low, expected, and high net outcomes. The components chart distinguishes additions from deductions. The sensitivity heatmap shows how fault and discount interact. A waterfall chart explains each step from gross to net, while the future chart compares original, inflated, and present value future damages.
Use a documented projection when possible, such as treatment plans, provider estimates, or life-care planning summaries. If you only have rough numbers, keep assumptions conservative and test scenarios with inflation and present value enabled.
They represent different ways to approximate non-economic damages. Multipliers scale with economic losses, while per-diem focuses on duration of impact. Try both methods, then compare results with your jurisdictional norms and case facts.
Discounting converts future dollars to today’s equivalent value. When PV is enabled, future damages are reduced by the discount factor over the selected years, which typically lowers the economic component compared with undiscounted totals.
If you set a manual policy limit, the settlement used cannot exceed it. If you leave it blank and enter primary and umbrella limits, the calculator sums those layers and uses the total as the coverage cap.
It estimates decision value under uncertainty: EV = net × probability of success − loss costs × (1 − probability). It can help compare settlement offers against the risk and cost of continuing litigation.
Yes. Use the CSV export for spreadsheets and the PDF export for a formatted report. The charts and tables update after each calculation, making it easier to communicate assumptions and outcomes clearly.
Important Note: All the Calculators listed in this site are for educational purpose only and we do not guarentee the accuracy of results. Please do consult with other sources as well.