Calculator Inputs
The page uses one main content column. The calculator fields switch to 3 columns on large screens, 2 on smaller screens, and 1 on mobile.
Example Data Table
This static example helps users understand the inputs and expected outputs before calculating their own dividend income.
| Example | Shares | Quarterly Dividend/Share | Price | Tax Rate | Reinvest Rate | Net Quarterly Income |
|---|---|---|---|---|---|---|
| Income Focused | 300 | $0.55 | $31.00 | 10% | 0% | $148.50 |
| Balanced DRIP | 250 | $0.68 | $48.00 | 15% | 50% | $144.50 |
| Full Reinvestment | 500 | $0.42 | $22.40 | 0% | 100% | $210.00 |
| High Yield Holding | 800 | $0.90 | $59.00 | 20% | 25% | $576.00 |
Formula Used
Gross Quarterly Dividend = Shares Owned × Quarterly Dividend per Share
Quarterly Tax = Gross Quarterly Dividend × Tax Rate
Net Quarterly Dividend = Gross Quarterly Dividend − Quarterly Tax
Current Yield = (Quarterly Dividend per Share × 4 ÷ Current Share Price) × 100
Yield on Cost = (Quarterly Dividend per Share × 4 ÷ Purchase Price per Share) × 100
Reinvested Amount = Net Dividend × Reinvestment Rate
New Shares = Reinvested Amount ÷ Projected Share Price
Quarterly Growth Rate = (1 + Annual Growth Rate)^(1/4) − 1
The projection model compounds dividend growth, price growth, and fractional shares quarter by quarter.
How to Use This Calculator
- Enter the number of shares you currently own.
- Add your purchase price to calculate yield on cost.
- Enter the latest market price for current yield.
- Type the quarterly dividend paid per share.
- Set a tax rate if dividends are taxable.
- Choose how much of the dividend to reinvest.
- Enter expected annual dividend growth and price growth.
- Select the number of quarters to project.
- Press the calculate button to view the summary, graph, and quarter-by-quarter table.
- Use the CSV or PDF buttons to save the forecast.
Frequently Asked Questions
1) What does this calculator estimate?
It estimates gross and net quarterly dividend income, forward annual income, current yield, yield on cost, DRIP growth, projected share count, and cash flow over future quarters.
2) Why do I need both purchase price and current price?
Purchase price measures yield on cost, which reflects your personal return. Current price measures current yield and affects how many new shares dividend reinvestment can buy today.
3) What is yield on cost?
Yield on cost compares the annual dividend per share with your original purchase price. It helps long-term investors see how income has improved relative to their initial investment.
4) How does reinvestment change the projection?
Reinvested dividends buy additional shares, including fractional shares. Those extra shares can generate more dividends in later quarters, creating a compounding income effect over time.
5) Does the calculator assume dividends always rise?
No. You can enter zero growth, positive growth, or even a negative growth rate. The model converts the annual assumption into quarter-by-quarter changes automatically.
6) Should I include taxes here?
Include taxes if you want a realistic net-income estimate. Use zero when the holding is tax sheltered, or enter your expected effective dividend tax rate.
7) Is the projection guaranteed?
No. Dividend amounts, tax treatment, payment schedules, and market prices can change. The calculator is a planning model, not a promise of future results.
8) When is CSV or PDF export useful?
Exports help you keep a record of assumptions, share the forecast with clients, compare scenarios, or save dividend planning snapshots for future reviews.