Advanced Fix and Flip Profit Calculator

Plan every deal input with clear assumptions. Compare funding, holding, repairs, and selling outcomes instantly. Make smarter property decisions using organized numbers and visuals.

Calculator Inputs

The page stays in a clean single-column flow, while form fields shift to 3, 2, and 1 columns responsively.

Property and Exit Assumptions

Acquisition and Rehab Costs

Holding Costs

Financing and Selling Costs

Example Data Table

These sample values match the example button defaults and help users test the calculator quickly.

Input / Output Sample Value Comment
Purchase Price $180,000.00 Target acquisition price for the property.
Expected Sale Price $285,000.00 Projected resale value after repairs.
Rehab Cost $35,000.00 Main construction and cosmetic work budget.
Permits and Compliance $2,500.00 Approvals, code items, and local fees.
Holding Months 6.00 Expected total time before final sale.
Loan-to-Cost Percentage 80.00% Financing share of acquisition and rehab base.
Estimated Net Profit $11,628.00 Calculated using the default example values.
Estimated ROI on Cash 12.61% Net profit divided by cash required before sale.

Formula Used

Contingency Amount
Contingency Amount = Rehab Cost × Contingency Percentage
Acquisition Cost
Acquisition Cost = Purchase Price + Buy Closing Costs + Inspection and Appraisal
Rehab Total
Rehab Total = Rehab Cost + Permits Cost + Contingency Amount
Loan Amount
Loan Amount = (Acquisition Cost + Rehab Total) × Loan-to-Cost Percentage
Total Interest
Total Interest = Loan Amount × Interest Rate × Holding Months ÷ 12
Financing Cost
Financing Cost = Loan Points + Lender Fees + Total Interest
Holding Cost
Holding Cost = Monthly Carrying Costs × Holding Months + Staging Cost + Marketing Cost
Selling Cost
Selling Cost = Sale Price × (Commission Percentage + Seller Closing Percentage) + Seller Concessions
Total Project Cost
Total Project Cost = Acquisition Cost + Rehab Total + Holding Cost + Financing Cost + Selling Cost
Net Profit
Net Profit = Expected Sale Price − Total Project Cost
ROI on Cash Invested
ROI on Cash = Net Profit ÷ Cash Required Before Sale × 100
Break-even Sale Price
Break-even Sale Price = Fixed Costs ÷ (1 − Percentage-Based Selling Cost Rate)

This calculator assumes interest-only borrowing for the holding period. It is designed for quick deal screening, scenario testing, and investor planning.

How to Use This Calculator

  1. Enter the purchase price and your expected sale price.
  2. Add acquisition costs, rehab budget, permits, and contingency.
  3. Enter monthly carrying costs and the planned holding period.
  4. Fill in financing assumptions, including loan-to-cost, rate, points, and lender fees.
  5. Enter selling costs such as agent commission, seller closing costs, and concessions.
  6. Click Calculate Profit to show results above the form.
  7. Review net profit, ROI, margin, break-even sale price, and 70% rule max offer.
  8. Use the CSV and PDF buttons to export the summary.

FAQs

1. What does this calculator measure?

It estimates total project cost, financing cost, selling cost, break-even sale price, net profit, and cash-based return for a fix and flip deal.

2. Why is contingency important?

Contingency covers unexpected repairs, material price changes, permit surprises, and scope creep. Without it, projected profit can look much stronger than reality.

3. Does the calculator include financing?

Yes. It includes loan points, lender fees, and interest based on your loan-to-cost percentage, annual rate, and planned holding months.

4. What is ROI on cash invested?

It compares net profit with the cash you need before sale. This helps investors judge efficiency instead of looking only at total profit.

5. What is the break-even sale price?

It is the sale price where projected profit becomes zero after acquisition, rehab, holding, financing, and selling costs are covered.

6. What does the 70% rule result mean?

It shows a common investor screening number: 70% of expected sale price minus rehab total. It helps evaluate a safer maximum offer.

7. Can I use this for cash purchases?

Yes. Set loan-to-cost, rate, points, and lender fees to zero. The calculator will then model an all-cash flip scenario.

8. Why might actual results differ?

Real deals change because of delays, contractor overruns, appraisal shifts, financing changes, taxes, market demand, and final negotiated sale terms.

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Important Note: All the Calculators listed in this site are for educational purpose only and we do not guarentee the accuracy of results. Please do consult with other sources as well.