Inputs
All amounts are per period unless noted.
$
Biweekly periods per year are assumed 26.
Pre‑Tax Deductions
$
$
Taxes (flat rates)
Percentages apply to taxable wages (after pre‑tax deductions).
Post‑Tax Deductions
$
Disclaimer: This tool uses simplified rates and assumptions. It is for planning only.
Per‑Period Results
Gross Pay$0.00
Pre‑Tax Deductions-$0.00
Taxable Wages$0.00
Total Taxes-$0.00
Post‑Tax Deductions-$0.00
Net Pay$0.00
Annualized (× 26)
Gross$0.00
Pre‑Tax-$0.00
Taxes-$0.00
Post‑Tax-$0.00
Net$0.00
Paycheck Composition
Scenario Table
| # | Basis | Gross | Pre‑Tax | Taxes | Post‑Tax | Net |
|---|
Tip: Add multiple scenarios, then export to CSV or PDF.
Formulas Used
Gross (salary basis)= Annual Salary ÷ 26.Gross (hourly basis)= 2 × [ (Hourly × Hours/Week) + (Hourly × OT Hours/Week × OT Multiplier) ].Pre‑Tax Total= Gross × (Retirement% + Other Pre‑Tax%) + Health Premium + Other Pre‑Tax $.Taxable Wages= max( Gross − Pre‑Tax Total, 0 ).Taxes= Taxable × ( Federal% + State% + Local% + Social Security% + Medicare% ).Post‑Tax Total= Post‑Tax $ + (Taxable × Post‑Tax%).Net Pay= Taxable − Taxes − Post‑Tax Total.Annualized values= Per‑period × 26.
These use simplified flat rates and ignore wage bases and brackets.
How to Use This Calculator
- Choose a pay basis: annual salary or hourly.
- Enter the salary amount or hourly rate with weekly hours and overtime.
- Adjust pre‑tax items like retirement percentage and health premiums.
- Set tax percentages: federal, state, local, Social Security, and Medicare.
- Provide any post‑tax deductions as dollars or percent.
- Press Recalculate to update results, chart, and annual totals.
- Click Add Current Row to build a comparison table for exports.
FAQs
No. Rates here are flat percentages you can tune for planning. For precise withholding, consult official guidance or payroll software for your location and year.
Yes. Switch the basis, recalculate, then add each scenario to the table. You can export combined scenarios to CSV or PDF.
They apply to taxable wages after pre‑tax deductions and do not reduce taxable income. They are subtracted after taxes to produce net pay.
Employers apply detailed rules: brackets, wage bases, credits, employer contributions, and location‑specific items. Use this tool for estimates and tune the flat rates to approximate your situation.
Yes. Build the table, export it as CSV or PDF, and store it with your records or share with a colleague or advisor.