Planning with multiple VA ratings
Multiple VA disability ratings do not add like normal percentages. A veteran with 40%, 20%, and 10% does not simply reach 70%. The system treats each new rating as a loss of remaining efficiency. This keeps the total from passing 100%. It also explains why small ratings may change the final rounded result less than expected.
Why order matters in the display
The calculation starts with the largest rating. It then applies the next rating to the remaining healthy portion. Sorting from high to low makes the steps easier to audit. The final combined value is then rounded to the nearest ten. A raw value of 74% usually rounds to 70%. A raw value of 75% usually rounds to 80%.
Bilateral factor planning
The bilateral factor can matter when qualifying disabilities affect both sides of a paired area. Examples include both legs or both arms. The calculator combines those paired ratings first. It then adds ten percent of that paired group value. This adjusted value enters the main calculation with the other ratings.
Finance review use
This page supports finance planning, claim review, and personal record keeping. It can help compare a current rating mix with a possible future mix. The CSV export is useful for spreadsheets. The PDF export is helpful for discussions, notes, and document packets. The chart shows how each rating changes the combined value. It also shows where a new rating has the strongest effect.
Scenario testing
You can test several possible outcomes before a claim review. Add one possible condition at a time. Change the percentage and submit again. Compare the rounded result with the raw value. This helps you see whether a change crosses a rounding threshold. It also helps explain why two different rating sets may produce the same final percentage.
Better data gives better estimates
Use exact individual ratings. Avoid entering a rounded combined rating as if it were one condition. Add clear names, sides, and notes. Review every row before exporting. This reduces mistakes and makes the final report easier to understand. Always compare calculator results with official decision letters. Rules, evidence, and effective dates can affect real outcomes.