Time Of Use Savings Calculator

Track tariff windows and plan smarter daily usage. Model appliances, EV charging, solar, and batteries. Shift load, cut bills, and keep comfort intact always.

Enter Your Details

Large screens show three columns. Smaller screens show two. Mobile shows one.

Usage and rates
Usage split (% of monthly kWh)

Shifting and demand
If both exceed 100%, they are scaled down automatically.


Used for a simple payback estimate.
Solar and storage
This offsets purchased energy by time period.
Solar allocation by period (%)

Assumes charging happens in off-peak.

Example Data Table

Scenario Monthly kWh Peak/Mid/Off % Rates (Peak/Mid/Off) Shift (to Off / to Mid) Solar kWh Battery discharge kWh Est. Monthly Savings
Typical household 900 45 / 20 / 35 $0.32 / $0.22 / $0.14 25% / 10% 120 60 Varies by rates and behavior
EV-focused plan 1200 35 / 20 / 45 $0.35 / $0.25 / $0.12 30% / 5% 0 0 Often strong off-peak gains
Solar + storage 800 50 / 20 / 30 $0.30 / $0.21 / $0.13 15% / 10% 200 90 Higher savings when peak is avoided
Use the “Load example values” button to prefill the form quickly.

Formula Used

  • Baseline period kWh = Monthly kWh × Period %
  • Solar offset = Solar kWh × Solar period % (applied to each period, floored at zero)
  • Shifted kWh = Peak kWh × Shift % (moved to off-peak and/or mid)
  • Battery charge kWh = Battery discharge kWh ÷ Efficiency
  • Energy cost = Σ(Period kWh × Period rate)
  • Demand cost = Demand rate × Peak demand kW
  • New peak demand = Peak demand × (1 − Demand reduction %)
  • Monthly savings = Baseline total − New total
  • Simple payback (months) = Upfront cost ÷ Monthly savings (when savings > 0)

How to Use This Calculator

  1. Enter your monthly electricity use and how it splits across peak, mid, and off-peak.
  2. Type your utility rates and any fixed monthly customer charge.
  3. Set how much peak usage you can shift to off-peak or mid periods.
  4. If applicable, add demand charges, your peak kW, and a realistic reduction percent.
  5. Add solar self-consumption and battery shifting to reflect your setup.
  6. Press Calculate Savings to see results above the form, then download CSV or PDF.
Note: This is an estimate. Utilities define rate windows and demand rules differently, so confirm details on your tariff.

How time‑of‑use rates reshape energy economics

Time‑of‑use pricing raises peak rates when the grid is constrained and lowers off‑peak rates when capacity is available. If a home uses 900 kWh monthly and 45% occurs in peak hours, expensive energy dominates the bill. With sample rates of $0.32 peak, $0.22 mid, and $0.14 off‑peak, the blended energy price is about $0.24 per kWh before fixed charges.

Building a reliable baseline from your bill

The baseline cost equals period kWh multiplied by period rates, plus fixed and demand charges. An $18 fixed fee adds $216 annually regardless of usage. If demand charges apply at $12 per kW and your peak demand is 5.0 kW, demand adds $60 monthly. In many tariffs, these adders represent 20% to 35% of the total. Seasonal weather can shift peak shares, so revisit inputs every quarter quickly.

Load shifting converts behavior into savings

Shifting usage means moving flexible loads, such as laundry, dishwashers, pool pumps, or EV charging, out of peak windows. Moving 25% of peak kWh to off‑peak and 10% to mid shifts 157.5 kWh in a 900 kWh month. With an $0.18 spread between peak and off‑peak, that can produce about $28 in energy savings.

Solar and batteries change the hourly profile

Self‑consumed solar reduces purchased kWh in the period where it is generated. If 120 kWh of solar is allocated 50% to peak and 30% to mid, peak purchases drop first. Batteries add another lever: delivering 60 kWh into peak with 90% efficiency requires 66.7 kWh of off‑peak charging, swapping costly peak energy for cheaper off‑peak energy.

Demand management and payback discipline

Demand charges are driven by the highest interval kW, so reducing peak kW yields steady savings. A 10% reduction from 5.0 kW to 4.5 kW saves $6 monthly at $12 per kW. Combine shifting, solar offsets, and demand reduction to estimate annual savings, then compare with upfront cost. An $800 upgrade saving $40 per month implies a simple payback near 20 months.

FAQs

What if my usage percentages do not add to 100?

The calculator normalizes peak, mid, and off‑peak percentages to total 100%. This keeps your kWh allocation consistent and prevents accidental overcounting when comparing baseline and new scenarios.

How should I estimate peak demand (kW)?

Use the demand value on your bill if available. If not, approximate from major loads running together, like air conditioning plus an oven or EV charging. A rough kW number still improves demand‑charge planning.

Does solar export or net metering change the results?

This model focuses on self‑consumed solar offsetting purchased kWh. If exports are credited differently on your tariff, treat them separately and set “solar self‑consumed” to the energy you actually use on site.

Why can battery charging increase off‑peak usage?

To deliver peak discharge, the battery must charge earlier. Because efficiency is below 100%, charging kWh can exceed discharge kWh. The benefit comes from purchasing those kWh at a lower off‑peak rate.

What does negative savings mean?

Negative savings means the new plan costs more. Common causes include small rate spreads, limited shifting, demand charges without reduction, or aggressive battery charging. Verify your rate windows and adjust assumptions.

How accurate is the payback calculation?

Payback is a simple estimate: upfront cost divided by monthly savings. It ignores maintenance, financing, incentives, and seasonality. Use it to screen options, then refine with quotes and your utility’s rules.

© 2026 Time Of Use Savings Calculator

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Important Note: All the Calculators listed in this site are for educational purpose only and we do not guarentee the accuracy of results. Please do consult with other sources as well.