Calculator Form
Formula Used
Calculation 1: 2019 gross receipts minus 2020 gross receipts minus PPP loan amounts.
Calculation 2: Average 2019 monthly gross receipts multiplied by 12, minus 2020 gross receipts, minus PPP loan amounts.
Calculation 3: Eligible expenses minus 2020 gross receipts, minus 2021 gross receipts through March 11, minus PPP loan amounts.
The calculator applies a $1,000 minimum test, a $5,000,000 per location cap, and a $10,000,000 total cap.
How To Use This Calculator
Select the calculation method that fits the business history. Enter receipts, PPP loans, and location count. For newer applicants, enter eligible expenses or use the itemized expense fields. Press Submit. The result appears above the form. Use CSV or PDF to save the estimate.
Example Data Table
| Scenario | Method | Main inputs | Estimated result |
|---|---|---|---|
| Established restaurant | Calculation 1 | 2019 receipts $800,000, 2020 receipts $520,000, PPP $100,000 | $180,000 |
| Partial 2019 opening | Calculation 2 | 2019 receipts $240,000 over 6 months, 2020 receipts $250,000, PPP $60,000 | $170,000 |
| Newer applicant | Calculation 3 | Eligible expenses $300,000, 2020 receipts $80,000, 2021 receipts $20,000, PPP $50,000 | $150,000 |
Restaurant Revitalization Fund Planning Guide
The Restaurant Revitalization Fund was designed to estimate pandemic revenue loss for eligible food and beverage businesses. A calculator cannot reopen the program or replace official records. It can still organize the numbers that owners, accountants, and advisors often review.
Why This Estimate Matters
Many restaurants keep old grant files for audits, lender discussions, tax planning, or internal reporting. A clear estimate helps compare 2019 receipts, 2020 receipts, eligible expenses, and PPP reductions. It also shows whether the result falls under the minimum award threshold or above the program cap.
Inputs That Need Care
Gross receipts should match the source used for the application. This may be a tax return, profit and loss report, bank statement, or point of sale report. PPP amounts should include first draw and second draw loans. Do not double count relief payments that were excluded from gross receipts under program rules.
Choosing The Right Method
The calculator supports three award methods. Method one is for businesses operating on or before January 1, 2019. Method two annualizes partial 2019 activity. Method three uses eligible expenses for newer or unopened applicants. A business that started during 2019 may compare method two and method three, then review which approach fits its records.
Understanding The Result
The first result is the raw funding gap. The tool then applies the minimum award test. It also applies the location cap and overall applicant cap. A capped result means the calculated loss was higher than the allowed grant limit. A zero result may mean receipts and PPP offsets exceeded the formula amount.
Using The Output
Download the CSV for spreadsheets. Download the PDF for a simple record. Keep supporting documents with both files. The estimate is best used as a planning aid. It should not be treated as an approval, legal opinion, or tax conclusion. For formal decisions, compare the result with the original SBA guidance and professional advice.
Record Keeping Tips
Label each receipt year clearly. Save monthly totals when using the partial year method. Keep notes for assumptions, excluded relief funds, and owner reviewed adjustments. Consistent labels make later checks easier and reduce confusion during audits, refinancing, sale reviews, or partner updates and future comparisons.
FAQs
What does this calculator estimate?
It estimates a possible RRF-style funding amount using receipts, expenses, PPP offsets, minimum limits, and caps. It is only a planning tool.
Does this calculator approve funding?
No. It does not submit an application, verify eligibility, or approve any grant. It only organizes numbers using the selected formula.
Which calculation method should I choose?
Use method one for businesses open before 2019. Use method two for partial 2019 operation. Use method three for newer or unopened applicants.
Why is my result zero?
Your receipts and PPP offsets may exceed the formula amount. The positive gap may also be below the minimum award threshold.
How are PPP loans handled?
PPP loan amounts are subtracted from the formula result. Enter total first draw and second draw amounts if both applied.
What is the location cap?
The tool applies a $5,000,000 cap per location. It also limits the total applicant result to $10,000,000.
Why enter onsite public sales?
Some food and beverage business types used an onsite sales review. This field helps check the common 33 percent review point.
Can I save the result?
Yes. Use the CSV button for spreadsheet records. Use the PDF button for a simple summary that can be stored with support files.