Inputs
Fill in your licensing, compliance, and audit assumptions. Submit to see totals above this form.
Example data
Use these sample values to test the calculator quickly.
| Scenario | Licenses | Unit / mo | Frameworks | Audits | Tooling / mo | Risk buffer |
|---|---|---|---|---|---|---|
| Mid-size SaaS | 120 | $35 | ISO 27001, SOC 2 | Annual | $900 | 10% of $25,000 |
| Payments platform | 250 | $55 | SOC 2, PCI DSS | Semiannual | $1,600 | 15% of $60,000 |
| Healthcare app | 80 | $42 | HIPAA, GDPR | Annual | $1,100 | 8% of $40,000 |
Formula used
This model adds direct licensing, compliance complexity, audit spend, internal effort, and a risk buffer.
- BaseLicense = unit_cost × license_count × months
- FrameworkMultiplier = 1 + Σ(framework_weights), capped
- ComplexitySurcharge = BaseLicense × FrameworkMultiplier × ProviderFactor − BaseLicense
- AuditCost = audit_cost × audits_per_year × (months ÷ 12)
- InternalLabor = hours_per_month × hourly_rate × months
- RiskBuffer = probability% × penalty_amount
Subtotal = BaseLicense + ComplexitySurcharge + ProgramOverhead + RegionAdders + Audits + Readiness + PenTests + InternalLabor + Tooling + Support + Retention + IRRetainer + RiskBuffer
Discount = discount% × Subtotal
Taxable = Subtotal − Discount
Total = Taxable + (tax% × Taxable)
How to use this calculator
- Pick a currency and contract period in months.
- Enter your license unit cost and license count.
- Select provider profile and region for residency adders.
- Choose compliance frameworks to model scope complexity.
- Fill audits, internal hours, tooling, retention, and risk.
- Set discount and tax, then press Submit.
- Download CSV for spreadsheets or PDF for approvals.