Track rent, vacancy, and loan costs precisely. See profit, ROI, and break-even figures before investing. Make better property decisions using fast visual insights today.
| Input Item | Example Value |
|---|---|
| Purchase Price | $250,000 |
| Down Payment | $50,000 |
| Closing Costs | $5,000 |
| Renovation Costs | $10,000 |
| Monthly Rent | $2,200 |
| Other Income | $100 |
| Vacancy Rate | 5% |
| Annual Property Tax | $3,600 |
| Annual Insurance | $1,200 |
| HOA Monthly | $100 |
| Maintenance Monthly | $150 |
| Management Fee | 8% |
In the mortgage formula, P is loan amount, r is monthly interest rate, and n is total loan months.
Monthly cash flow is the money left after subtracting operating expenses and mortgage payments from effective rental income. A positive value suggests the property pays you each month.
Vacancy lowers expected rent collection. Even strong rentals can sit empty between tenants, so using a vacancy rate gives a more realistic income estimate.
Cap rate measures annual net operating income against total acquisition cost. It helps compare properties quickly without focusing on financing structure.
Cash-on-cash return compares annual cash flow to the cash you invested upfront. It helps investors judge how efficiently their own money is working.
Yes. Appreciation is included in the total ROI estimate when you enter an appreciation rate. This gives a broader first-year return view beyond cash flow alone.
Yes. Renovation costs affect cash invested and total acquisition cost. Including them makes ROI and profitability numbers more realistic for value-add purchases.
Debt service coverage ratio compares annual NOI to annual loan payments. Lenders often use it to see whether the property comfortably supports its debt.
Yes. It works for single-family homes, apartments, and similar rentals. Just enter numbers that reflect your property’s actual rent, costs, and financing terms.
Important Note: All the Calculators listed in this site are for educational purpose only and we do not guarentee the accuracy of results. Please do consult with other sources as well.